In today’s tough job market, students seeking part-time employment, young adults looking for full-time employment, and college graduates looking to begin their careers are finding it difficult to land a job. The family business may be the only place for some family members to find work, even if only temporarily until another opportunity arises. Financially, [...]
If you are looking for cash for a specific purpose, your retirement piggy bank may be a tempting source. However, if you are under age 59½ and plan to withdraw money from your Traditional IRA or qualified retirement account, you will likely pay both income tax and a 10% early distribution tax (also referred to [...]
The next generation anything: any product or service delivered to the world is going to be the best dang collaborative team who can deliver the best dang product or service to anywhere from anywhere. This is a 50,000 foot view of where the world is headed. We are no longer small-town USA. Although your company [...]
Lately I have been pondering the idea of home. Home to me is family, and everyone being accepted for who they are; it is comfortable. Like anything, It is also hectic with events and obligations. There are highs and lows. Such challenges and pressures are usually accompanied by solutions and laughter. It’s much like business. [...]
Eliminating all those costs associated with employees and hiring independent contractors may save a lot of money, but it can also be a minefield. Just because you pay a worker like an independent contractor does not necessarily make him one. And if you are subsequently challenged on that classification by the IRS or your state [...]
Last week we left off with the 3rd stage of a business and this week we will talk about the next stages of the small business cycle. Stage 4 – Emerging As a small business you might be emerging into higher levels of complexity and strategy. Strategy is important at any stage of business but [...]
Business progression is something that I have to very quickly access when getting to know a potential customer. From my experience I can quickly identify the stage that someone is in with just a few questions. This is more of an art than a science, after all we are all unique individuals. Each stage requires [...]
Happy back-to-school season! Did you get your checkbook ready yet for all those expensive books, tuition, parking fees, lab fees, etc., etc., etc.? Not so fast! There are lots of options out there that will help you decrease your expenses. First, let’s take a look at everyone’s favorite American Opportunity Credit. If you or your [...]
As I get older (not that I am old) I notice more and more how having more stuff actually causes more stress. We do live in a consuming society. The next new gadget promises new and exciting features that you CAN NOT live without. We live with what we generally have defined as first world [...]
On the road to more discovery I ran across this book last month. I was intrigued by the tenacity of this author. So I wanted to share. This is good stuff for anyone. This book by Peter Arnell is called Shift. In this book he talked about having a why not me too attitude. [...]